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I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a debt payment program but this bill could not be included because [...]

please tell me the meaning of secured loan and unsecured loan.

I’m thinking of getting a loan but then the question comes up as to whether I want a secured or unsecured loan? WHats the difference and which ine is more advisable to take?

I am planning to apply for a Bank of America Secured Visa card. Does anyone have experience with this?
I am trying to rebuild my credit and plan to apply for a low-limit $300 Secured Visa from Bank of America. If I had a previous card that didn’t have a good payment history, but was paid [...]

I am trying to understand secure bonds and I know mortgage bonds are secured bonds,if that is the case,even if they default ,the investor should get the prinicipal back.Can someone give an explanation of this works.

My fiance recently applied for a secured loan using her paid off vehicle as collateral and I cosigned on the loan. She was denied. I have decent credit(no negatives and a car loan that I’ve paid on time for the past 20 months). Should we transfer the title into my name so [...]

My fiance and I have bad credit. We want to start building credit so we can eventually start looking for an apartment. We’ve heard that Secured Cards that report to major credit bureaus can help improve a credit score. Is there anywhere we can get a joint secured card? First Premier looks like a good [...]