Does My Point Reduction Defensive Driving Class Will Help With The Cost Of My Car Insurance?

I am very sad because I got my first speeding ticket (I am 28 years old and married) and I want to know if I take the class if that will help not to raise that much my car insurance. They told me that the fine will not be erased from the records. thank you

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  1. hmark Says:

    You are correct. It will help cut your premiums down (approx. 5%) if your insurance company is like most companies. Sorry, it isn’t more, but you can always check with your ins. company to see if this isn’t the norm for them. Other discounts would include: Safety/security features on your vehicles, parking in a garage, combination of auto/home insurance, and more than one car on a policy.
    Don’t feel bad, there’s always a first. You should congratulate yourself for having it at 28 as not many get pass their teens & early 20’s.

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